Who Pays If I Am Injured in an Uber Accident?

 Posted on September 11, 2024 in Car Accident

Rideshare services like Uber and Lyft make getting a ride to your destination easy. You can request a pick-up, pay, and tip your driver, all through apps on your phone. These services are increasingly popular, with a reported 131 million active Uber customers every month. With more Uber trips comes an increase in the likelihood of being injured in an Uber accident.

Filing a claim and getting a settlement in Uber crashes is often complicated. If you were injured in an Uber collision, working with an experienced lawyer from Hoggatt Law Office, P.C. can make the process smoother.

Why Are Uber Accident Claims Complicated?

Although you order a ride from Uber, drivers are independent contractors using their own cars. Colorado law requires all drivers to carry auto insurance with at least 25/50/15 coverage limits.

Uber does offer bodily injury coverage to riders injured in an accident, but that policy is not always in effect. The liable insurance company depends on the Uber driver’s status when your accident happened:

• Offline: The driver’s own auto insurance should apply if he is not logged in to the Uber app.

• Searching for trips: Uber provides limited bodily injury liability coverage of $50,000 per person and $100,000 per accident if a driver causes an accident while logged in but has not accepted a ride request.

• On the way: Uber’s bodily injury coverage ramps up to $1 million when the driver is on the way to pick up a passenger.

• Ride in progress: Uber’s limited coverage for uninsured motorists and property damage, in addition to the company’s million-dollar bodily injury policy, should cover accidents when a rider is in the driver’s car.

In any car accident, you must establish liability to get compensation from that party. With Uber accidents, that task is more complicated. Fortunately, Hoggatt Law Office, P.C. has the legal knowledge and resources to determine who is liable for paying your eligible damages.

What Was Your Role in Your Uber Accident?

People other than Uber riders can be involved in collisions with an Uber vehicle. You might be a motorist, a passenger in another car, a pedestrian, or a motorcyclist. If you are an Uber rider, you should be covered by Uber’s bodily injury policy. However, in other situations, you may share fault for causing your accident.

In Colorado, you can get a settlement as long as you are less than 50 percent responsible for your crash. However, your settlement amount will be reduced by your percentage of fault. For instance, if you are 20 percent at fault, you can only get 80 percent of your total damages.

When you call Hoggatt Law Office, P.C. for your free consultation, we will discuss your role in your accident, tell you whether you might get a settlement, and explain how we can help.

What Compensation Can You Get for Your Injuries?

We cannot tell you if you qualify for compensation or how much your settlement might be until we discuss your case. If you are eligible, whether your injuries include broken bones, cuts, neck and back injuries, whiplash, or internal organ damage, your settlement should include coverage for your medical expenses. You could also receive damages for things like:

• Lost wages

• Property damage

• Pain and suffering

• Other ways your injuries affect your life

Hoggatt Law Office, P.C. will calculate your damages and fight to help you get the highest possible settlement amount. If the liable insurer refuses to offer a reasonable settlement, we may recommend filing a civil lawsuit and taking your case to trial.

Contact Our Skilled Fort Collins, CO Uber Accident Lawyer

If you are injured in an Uber accident, choosing Hoggatt Law Office, P.C. to handle your accident claim lets you focus on recovering from your injuries. We will work diligently to hold the appropriate parties accountable. Call us at 970-225-2190 for your free consultation with our dedicated Larimer County, CO personal injury attorney. Se Habla Espanol.